The Pradhan Mantri Awas Yojana (PMAY) offers a subsidy on home loans, making homeownership more affordable. At DigiFiin Consulting, we help customers leverage PMAY benefits by connecting them with top Banks and NBFCs offering the best home loan options.
Key Benefits of PMAY Subsidy
✅ Interest Subsidy: Up to ₹2.67 lakh under the Credit Linked Subsidy Scheme (CLSS) ✅ Lower EMIs: Reduced monthly installment due to interest savings ✅ Extended Loan Tenure: Up to 20 years for flexible repayment ✅ Inclusive Eligibility: Applicable for EWS, LIG, and MIG categories ✅ Tax Benefits: Additional deductions on home loan interest under Section 80EEA
Eligibility for PMAY Subsidy
✔️ First-Time Homebuyer: Applicant must not own a pucca house ✔️ Income Criteria:
- EWS: Up to ₹3 lakh annual income
- LIG: ₹3 lakh to ₹6 lakh annual income
- MIG I: ₹6 lakh to ₹12 lakh annual income
- MIG II: ₹12 lakh to ₹18 lakh annual income ✔️ Property Location: Should be in PMAY-approved urban areas ✔️ Co-Applicant: Women ownership/co-application is mandatory for EWS/LIG categories
How to Apply for PMAY Subsidy with DigiFiin Consulting
- Check Eligibility: Our experts guide you in determining PMAY suitability.
- Loan Application: We help you select the best home loan from our partner banks.
- Submit Documents: Provide KYC, income proof, and property documents.
- Get Subsidy: After disbursal, the lender processes your subsidy claim under PMAY.
Why Choose DigiFiin Consulting?
✅ Expert Guidance: Simplified PMAY application process ✅ Multiple Options: Compare home loans from top banks ✅ Quick Processing: Hassle-free document submission and approval ✅ Best Rates: Competitive interest rates with maximum savings
📞 Contact DigiFiin Consulting: Call us at +91 72978 98290, visit www.digifiin.com, or connect via WhatsApp to make your dream of homeownership a reality with PMAY.
