AU Small Finance Bank
30+ Years of Legacy
2.66 Cr Happy Customers
2,100-Banking Touchpoints
226+ Ciles Across India
Pan India Presence
AU Small Finance Bank At a Glance
Interest Rate
Starting from 10.49%*
Loan Amount
₹10,000 to 21.5 Crore
Tenure
Up to 60 Months
Processing Time
24-48 Hours"
Why Choose Lendingkart?
Quick & Easy Loans
Minimal documentation and fast approvals.
Competitive Rates
Attractive interest rates with transparent pricing.
Flexible Repayment
Choose tenure and EMI that suits your business.
Business Growth Partner
Solutions designed to support your growth.
Trusted by MSMEs
Empowering thousands of businesses across India.
Why Choose AU Small Finance Bank?
Customer First
Simple, transparent and customer-centric approach.
Competitive Rates
Attractive interest rates with flexible repayment options.
Quick & Hassle-free
Minimal documentation. and fast approvals.
Digital & Convenient.
100% digital process with end-to-end convenience.
Trusted & Secure
Regulated bank with high. standards of security and customer trust
Why Choose AU Small Finance Bank?
Customer First
Simple, transparent and customer-centric approach.
Competitive Rates
Attractive interest rates with flexible repayment options.
Quick & Hassle-free
Minimal documentation. and fast approvals.
Digital & Convenient.
100% digital process with end-to-end convenience.
Trusted & Secure
Regulated bank with high. standards of security and customer trust.
End-to-End
Support
From application to disbursement, we are with you.
Loan Products Offered by AU Small Finance Bank
Personal Loan Fulfill your personal needs and aspirations
Suitable For
- Salaried Individuals
- Self-employed Professionals
- Self-employed Professionals
- Personal Expenses
- Medical & Education Needs
Key Features
- Loan up to 40 Lakhs
- Interest rates starting from 10.49%*
- Flexible tenure up to 60 months*
- Quick approval in 24-48 hours*
- Minimal documentation
Eligibility
- Age: 21 to 60 Years
- Salaried: Min. 1 Year
- & Self-employed: Min. 2 Years
- Income: 15,000+ per month
Documents Required
- PAN Card, Aadhaar Card
- Address Proof
- Income Proof
- Bank Statements (3 Months)
- Photograph
Business Loan Futill your business growth with quick working capital
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Home Loan Finance your dream home with attractive rates
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Gold Loan Get instant funds against your gold jewellery
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Fixed Deposit Loan Avail loan against your fixed deposits
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Two Wheeler Loan Easy financing for your two wheeler needs
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Key Features & Benefits
Loan Amount
Up to 5 Crore
Interest Rates
Starting from 11.49% p.a.*
Tenure
Up to 60 Months*
Quick Approval
24-48 Hours*
Flexible Repayment
EMI options that suit your cash flow
No Collateral*
Loans up to PSO Lakhs without collateral
Eligibility Criteria
Age
21 to 60 Years
Employment Type
Salaried/Self-employed/Business Owner.
Minimum Income
15,000 per month (Salaried) 2 Lakhs p.a. (Self-employed/Business)
Credit Score
650 and above (Preferred)
Documents Required
PAN Card
Aadhaar Card
Address Proof
Income Proof (Salary Slips/IT Returns)
Bank Statements (3 Months)
Photograph
Helpful Calculators
Personal Loan EMI Calculator
Loan Eligibility Calculator
Interest Savings Calculator
Business Loan EMI Calculator
Two Wheeler Loan EMI Calculator
DOCUMENTS REQUIRED
Frequently Asked Questions
What is the maximum tenure for a home loan?
What is the interest rate offered by AU Small Finance Bank?
What is the maximum tenure for a home loan?
What is the maximum loan amount I can get?
What is the maximum tenure for a home loan?
What is the maximum tenure for a personal loan?
What is the maximum tenure for a home loan?
How quickly can I get a loan disbursed?
What is the maximum tenure for a home loan?
What documents are required for a personal loan?
What is the maximum tenure for a home loan?
Need help choosing the right loan?
