Education Loan Page

EDUCATION LOAN -

Empower Your
Future with the Right
Education Loan.

Plan your higher education in India or abroad with easy financing, low interest rates and flexible repayment options. Your dream education is closer than you think

Quick Approval

Low Interest Rates

Up to 15 Years Flexible Tenure

100% Transparent

At a Glance

Loan Amount

₹ 50,000- ₹ 1.5 Crore*

Interest Rate

Starting from 8.25%*

Tenure

Up to 15 Years

Processing Time

Quick & Hassle-free

*T&C Apply

EXPLORE HOME LOAN OPTIONS

Study in India

Finance your higher education in top colleges and universities across India.

Study Abroad

Get funds for your dream education in top universities around the world.

Skill & Professional Courses

Finance for professional, certification and skill development courses.

Coaching & Entrance Exams

Cover coaching fees and exam preparation for a bright future.

Education Loan Balance Transfer

Transfer your education loan to a lower interest rate and save more.

Top-Up Education Loan

Need additional funds? Top-up on your existing education loan easily

WHY CHOOSE DIGIFIIN FOR YOUR HOME LOAN?

Multiple Lenders, One Platform

Compare offers from topi banks and NBFCs

Expert Loan
Advisors

Get personalised guidance from experienced professionals.

Best Interest
Rates

Access competitive rates and exclusive partner offers

Quick & Easy
Process

Simple documentation and faster loan approvals.

Transparent
Process

No hidden charges. Complete transparency at every step.

End-to-End
Support

From application to disbursement, we are with you.

KEY BENEFITS OF LOAN AGAINST PROPERTY

High Loan Amount

Finance up to 100% of tuition fees and other costs.

Low Interest Rates

Affordable rates to help you focus on studies.

Long Tenure

Flexible tenure up to 15 years.

Moratorium Period

Repayment starts after your course completion".

Tax Benefits

Avail tac benefits on interest paid under Section 80E.

Quick Disbursal

Fast processing and disburement.

EDUCATION LOAN ELIGIBILITY SNAPSHOT

Age

18 to 40 Years

Employment Type

Salaired/Self-Employed/Business

Minimum Income

20,000 per month

Co-applicant

Parent/Guardian (For most cases)

Credit Score

650 and above (Preferred)

CHECK YOUR ELIGIBILITY →

DOCUMENTS REQUIRED

PAN Card

Aadhaar Card

Admission/Offer Letter

Fee Structure/Cost of Education

Latest Salary Slips (3 Months)

Bank Statements (3-6 Months)

Passport Size Photograph

VIEW DETAILED CHECKLIST →

POPULAR CALCULATORS

Education Loan EMI Calculator

Eligibility Calculator

Interest Savings Calculator

宜 Loan Tenure Calculator

Study Cost Planner

TRUSTED LENDING PARTNERS

OUR SIMPLE 6-STEP HOME LOAN PROCESS

1

Requirement Discussion

Share your needs with our experts.

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2

Eligibility Assessment

We evaluate your profile and eligibility.

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3

Compare & Select Best Offer

Compare offers from multiple lenders.

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4

Documentation

Submit simple and minimal documents.

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5

Loan Approval

Quick approval from the lender.

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6

Disbursement

Funds are disbursed and you get the keys to your dream home!

DOCUMENTS REQUIRED
What is the maximum amount I can get for an education loan?
The maximum education loan amount depends on the course, institution, study location, financial requirement, student profile, and lender’s policies. Different lenders may offer different loan limits, with higher amounts generally available for eligible higher studies and study-abroad programs.
Education loan interest rates vary depending on the lender, loan amount, course, institution, applicant profile, and applicable lending rates. The final interest rate is determined by the lender after evaluating the loan application.
Commonly required documents include KYC and address proof, PAN, academic records, admission or offer letter, course and fee details, photographs, bank statements, and income documents of the co-applicant or parent. Additional documents may be required depending on the lender and course.
Yes. Education loans are available for eligible higher education programs abroad. The loan may cover expenses such as tuition fees, hostel expenses, examination fees, books, equipment, travel expenses, and other approved education-related costs, subject to the lender’s terms and eligibility criteria.
The moratorium period is the period during which regular loan repayment generally does not begin. Depending on the lender and loan scheme, it may cover the course period plus an additional period after completion of the course. For example, some education-loan schemes provide a moratorium of course duration plus one year.

Have more questions?

Our experts are here to help you.
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