AU Small Finance Bank
AU Small Finance Bank is a scheduled commercial bank committed to serving India with simple, convenient and innovative banking and lending solutions for individuals, small businesses and communities.
30+ Years of Legacy
2.66 Cr Happy Customers
2,100-Banking Touchpoints
226+ Ciles Across India
Pan India Presence
AU Small Finance Bank At a Glance
Interest Rate
Starting from 10.49%*
Loan Amount
₹10,000 to 21.5 Crore
Tenure
Up to 60 Months
Processing Time
24-48 Hours"
Why Choose AU Small Finance Bank?
Customer First
Simple, transparent and customer-centric approach.
Competitive Rates
Attractive interest rates with flexible repayment options.
Quick & Hassle-free
Minimal documentation. and fast approvals.
Digital & Convenient.
100% digital process with end-to-end convenience.
Trusted & Secure
Regulated bank with high. standards of security and customer trust
Loan Products Offered by AU Small Finance Bank
Personal Loan Fulfill your personal needs and aspirations
Suitable For
- Salaried Individuals
- Self-employed Professionals
- Self-employed Professionals
- Personal Expenses
- Medical & Education Needs
Key Features
- Loan up to 40 Lakhs
- Interest rates starting from 10.49%*
- Flexible tenure up to 60 months*
- Quick approval in 24-48 hours*
- Minimal documentation
Eligibility
- Age: 21 to 60 Years
- Salaried: Min. 1 Year
- & Self-employed: Min. 2 Years
- Income: 15,000+ per month
Documents Required
- PAN Card, Aadhaar Card
- Address Proof
- Income Proof
- Bank Statements (3 Months)
- Photograph
Business Loan Futill your business growth with quick working capital
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Home Loan Finance your dream home with attractive rates
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Gold Loan Get instant funds against your gold jewellery
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Fixed Deposit Loan Avail loan against your fixed deposits
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Two Wheeler Loan Easy financing for your two wheeler needs
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Key Features & Benefits
Loan Amount
Up to 5 Crore
Interest Rates
Starting from 11.49% p.a.*
Tenure
Up to 60 Months*
Quick Approval
24-48 Hours*
Flexible Repayment
EMI options that suit your cash flow
No Collateral*
Loans up to PSO Lakhs without collateral
Eligibility Criteria
Age
21 to 60 Years
Employment Type
Salaried/Self-employed/Business Owner.
Minimum Income
15,000 per month (Salaried) 2 Lakhs p.a. (Self-employed/Business)
Credit Score
650 and above (Preferred)
CHECK YOUR ELIGIBILITY →
Documents Required
PAN Card
Aadhaar Card
Address Proof
Income Proof (Salary Slips/IT Returns)
Bank Statements (3 Months)
Photograph
Helpful Calculators
Personal Loan EMI Calculator
Loan Eligibility Calculator
Interest Savings Calculator
Business Loan EMI Calculator
Two Wheeler Loan EMI Calculator
VIEW ALL CALCULATORS →
DOCUMENTS REQUIRED
Frequently Asked Questions
What is the maximum tenure for a home loan?
What is the interest rate offered by AU Small Finance Bank?
What is the maximum tenure for a home loan?
What is the maximum loan amount I can get?
What is the maximum tenure for a home loan?
What is the maximum tenure for a personal loan?
What is the maximum tenure for a home loan?
How quickly can I get a loan disbursed?
What is the maximum tenure for a home loan?
What documents are required for a personal loan?
What is the maximum tenure for a home loan?
Need help choosing the right loan?
