IDBI -
IDBI Bank
35+ Years of Trust
Affordable Interest Rates
Wide Range of Loan Products
Quick Approvals
Pan India Presence
IDBI Bank At a Glance
Interest Rate
Starting from 8.35%*
Loan Amount
Up to 5 Crore
Tenure
Up to 30 Years
Processing Time
Quick & Hassle-free
Why Choose IDBI Bank ?
Trusted Legacy
A trusted brand with over three decades of experience.
Competitive Rates
Attractive interest rates and flexible repayment options
Customer Centric
Tailloned solutions with transparent and hassle-free process
Wide Reach
Extensive network across India for your convenience.
Secure & Reliable
Backed by the strength and crediblity of the LIC Group
Loan Products Offered by IDBI Bank
Home Loan Fulfill your dream of owning a home
Suitable For
- Purchase of Ready Property
- Under Construction Property
- Self Construction.
- Plot Construction
Key Features
- Competitive interest rates
- Loan up to eligible amount
- Repayment up to applicable tenure
- Balance Transfer available
- Top-up facility available
Eligibility
- Salarind
- Self-Employed/Professional
- Business Owner
Documents Required
- Identity Proof
- Address Proof
- Income Proof
- Bank Statements
- Property Documents
Home Loan Balance Transfer Transfer your existing home loan and save more
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Home Improvement Loan Finance for renovation, repair or extension of your home
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Loan Against Property Unlock the value of your property for higher financial needs
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Plot Loan Loan Finance for purchase of residential or commercial plots
Suitable For
- Working Capital
- Business Expansion
- Inventory Purchase
- Day to Day Operations
Key Features
- Loan up to 25 Crore
- Interest rates starting from 11.49%*
- Flexible tenure up to 60 months.
- Quick approval in 24-48 hours*
- No collateral up to 250 Lakhs
Eligibility
- A Business Vintage: 1+ Year
- Minimum Annual Turnover: 10 Lakhs
- Minimum Annual Turnover:A Age: 21 to 65 Years10 Lakhs
Eligibility
- PAN Card, Aadhaar Card
- Business Bank Statements
- Documents Required
- Business Proof
Key Features & Benefits
Low Interest Rates
Starting from 8.35% p.a.
High Loan Amount
Up to RS Crore
Long Tenure
Up to 30 Years
Flexible Repayment
EMI options that suit your needs
Minimal Documentation
Simple & transparent process
Tax Benefits
Save more with tax benefits up to 12 Lakh
*T&C Apply, Interest rates are subject to change as per lender policies.
Eligibility Criteria
Age
21 to 65 Years
Employment Type
Salaried/Self-Employed/Business
Minimum Income
25,000 per month (Salaried) 3 Lakh" per annum (Self-Employed/Business)
Credit Score
750 and above (Preferred)
Documents Required
Identity Proof (PAN Card, Aadhaar Card)
Address Proof
Income Proof (Salary Slips/IT Returns)
Bank Statements (6 Months)
Form 16/IT Returns
Property Documents
Helpful Calculators
Home Loan EMI Calculator
Eligibility Calculator
Stamp Duty Calculator
Balance Transfer Calculator
Home Loan Affordability Calculator
VIEW ALL CALCULATORS →
Frequently Asked Questions
What is the interest rate offered by IDBI Bank ?
What is the maximum tenure for a home loan?
What is the maximum loan amount I can get?
What is the maximum tenure for a home loan?
What is the maximum tenure for a home loan?
What is the maximum tenure for a home loan?
Can I transfer my existing home loan to IDBI Bank ?
What is the maximum tenure for a home loan?
What documents are required for a home loan?
What is the maximum tenure for a home loan?
Need help choosing the right loan?
